![]() ![]() The most important feature of prepaid cards is that you can get them without having a bank checking account, savings account, or good credit - all it takes is a cash deposit. It is not a prepaid credit card or any other type of credit card - it is a debit card. You can get a prepaid debit card branded with the Visa, Mastercard, or American Express logo, and use it wherever the brand is accepted.Ī reloadable prepaid card is sometimes mistakenly referred to as a prepaid credit card. It differs from bank debit cards in that you fund them by depositing money into the card’s account rather than a bank checking account or savings account (CD or passbook).
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